Phone number: 09063170721

Who We Are

Our Great Story

CredCentral is a consumer finance company that offer loans up to N5,000,000 with repayments up to 12 months. We are committed to making the loan application process, easy, fast and reliable.

No Hidden Charges100%
Customer Support100%

Our Vision

To meet financial needs and impact society.

Our Mission

To be a leader in the consumer finance industry.

How to Apply for Micro Loans (Loanlab)

  • Simply download the Loanlab by CredCentral app 
  • Sign up
  • Complete the loan request process
  • You will be credited within minutes should you qualify

How to apply for Personal Loans

  • Click the “Apply Now” button on our website
  • Fill the loan request form appropriately
  • You will be contacted by a representative from our company
  • Expect disbursement in less than 24hrs
Find Out If You Are Qualified For a Loan

Who Do We Lend To?

We lend to people who need financial help and pride ourselves on trying to help those that may find it difficult to get credit from other lenders. When deciding to approve a loan application, our criteria is based on whether an individual can afford the monthly repayments. We will even offer loans to those with a less than perfect credit history, which sets us apart from many other lenders.
Our customers often ask us “If I have a bad credit profile, can I still apply?” or “If I was rejected by my bank, can I apply?” The answer is YES. We treat every application individually and understand there are times when unexpected situations happen so we always try to help where possible.

Dedicated Support Team

We provide the best support to our customers